Read a Book

Read a Book

Summer time… Even when there is no vacation in sight, summer calls forth that part of us that knows how to relax and how to dream. There is a fragrance to summer, not only in the air, but also in the sights and sounds it brings about. This fragrance revives us and often inspires the greatest projects.

In spite of the current, not always rosy Real Estate news, people continue to dream of owning their first home and do achieve this dream. Sometimes, it helps to put things in perspective and it helps to do so at ones own pace and in one’s own time. Here are three good reads to take to your favorite reading spot.

Your First Home: The Smart Way to Get It and Keep It

The Money Coach, Lynnette Khalfani-Cox, offers “a no-hype personal finance guide that will help you prepare for, find and finance the home of your dreams.” Renters will learn practical strategies to secure a down payment even on a small salary and with big depts. This book offers “a realistic look at the entire life cycle of being a homeowner.”

This review says it all: “I am a first home buyer virgin , without a clue . This book gave me insight on were to start and how to put things in perspective Great Book!”

Nolo’s Essential Guide to Buying Your First Home

Beyond the decision to buy a home, there are the myriad decisions that lead to your goal. This book focuses on helping you decide what style of dwelling best fits your needs and vision. It also provides insight into how to find the best values in your local market, how to qualify for financing, how to negotiate with sellers, and how to secure the right inspections and insurance. An accompanying CD-ROM includes forms and even tips to interview real estate professionals.

This review says it all: “This book stands out as a highly useable companion as you search and purchase your first home and as you deal with real estate agents and lawyers. Very highly recommended.”

Mortgages 101: Quick Answers to Over 250 Critical Questions About Your Home Loan

This book is especially interesting for “beginners who want a map to navigate their way through the complexities of mortgages.” The author, David Reed, is an experienced loan officer and columnist for Realty Times. He offers, “an easy-to-digest look at the world of mortgages.”

This review says it all: “Breaks down industry terms into bite sized chunks. Concepts are clear and simple. Put this in your backpack when talking with lenders/brokers/agents.”

Summer time… We spend afternoons renovating decks, pampering the landscape or re-organizing the garage. We stretch our evenings for as long as the sun will provide the very last rays that illuminate the pages of a good book. We believe in possibilities in the summer.

(Pall Spera Company is in no way affiliated with Amazon.com. Links in this article are provided for convenience only).